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  • Writer's pictureTitle Experts of South FL

Do I need a title company to refinance my home?

Why do I need to purchase a new title insurance policy on a refinanced loan?

If you are thinking about refinancing your home to get a lower interest rate, pay off debts, or for improvements, a title company plays an essential part in this process.

To the lender, a refinanced loan on your home is considered a new loan. So, your lender needs to ensure that their new loan is protected by title insurance, just as the original lender required.

Therefore, when you refinance you are buying a title policy to protect your lender against title related defects.

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